Call reports 2006
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2006
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,953,000 | 46,968,000 | 48,682,000 | 49,783,000 |
| Total loans | 25,025,000 | 26,688,000 | 27,986,000 | 29,793,000 |
| Allowance for loan losses | 272,000 | 276,000 | 277,000 | 275,000 |
| Securities available for sale | 16,797,000 | 16,872,000 | 17,011,000 | 16,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,041,000 | 39,598,000 | 42,231,000 | 40,693,000 |
| Interest-bearing deposits | 34,445,000 | 35,538,000 | 37,858,000 | 36,324,000 |
| Noninterest-bearing deposits | 3,596,000 | 4,060,000 | 4,373,000 | 4,369,000 |
| Equity capital | 4,332,000 | 4,181,000 | 4,659,000 | 4,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,377,000 | 2,149,000 | 2,934,000 |
| Interest expense | 244,000 | 511,000 | 868,000 | 1,184,000 |
| Net interest income | 420,000 | 866,000 | 1,281,000 | 1,750,000 |
| Noninterest income | 49,000 | 119,000 | 219,000 | 250,000 |
| Noninterest expense | 313,000 | 646,000 | 992,000 | 1,324,000 |
| Provision for loan losses | 5,000 | 9,000 | 12,000 | 12,000 |
| Pretax income | 151,000 | 330,000 | 496,000 | 664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 330,000 | 496,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,673,000 | 4,727,000 | 4,893,000 | 5,061,000 |
| Total capital | 4,945,000 | 5,003,000 | 5,170,000 | 5,336,000 |
| Risk-weighted assets | 28,086,000 | 30,554,000 | 32,551,000 | 33,831,000 |