Call reports 2005
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2005
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 41,580,000 | 44,418,000 | 43,983,000 | 43,824,000 |
| Total loans | 22,213,000 | 23,898,000 | 22,733,000 | 23,503,000 |
| Allowance for loan losses | 260,000 | 262,000 | 272,000 | 267,000 |
| Securities available for sale | 15,293,000 | 15,274,000 | 16,361,000 | 16,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,158,000 | 38,216,000 | 39,483,000 | 39,360,000 |
| Interest-bearing deposits | 32,294,000 | 33,767,000 | 35,097,000 | 35,210,000 |
| Noninterest-bearing deposits | 3,864,000 | 4,449,000 | 4,386,000 | 4,150,000 |
| Equity capital | 3,994,000 | 4,302,000 | 4,310,000 | 4,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,161,000 | 1,797,000 | 2,416,000 |
| Interest expense | 146,000 | 333,000 | 549,000 | 771,000 |
| Net interest income | 408,000 | 828,000 | 1,248,000 | 1,645,000 |
| Noninterest income | 51,000 | 105,000 | 170,000 | 220,000 |
| Noninterest expense | 305,000 | 635,000 | 966,000 | 1,312,000 |
| Provision for loan losses | 2,000 | 8,000 | 14,000 | 14,000 |
| Pretax income | 152,000 | 290,000 | 438,000 | 539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 290,000 | 438,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,135,000 | 4,273,000 | 4,421,000 | 4,522,000 |
| Total capital | 4,395,000 | 4,535,000 | 4,693,000 | 4,789,000 |
| Risk-weighted assets | 26,220,000 | 26,932,000 | 26,131,000 | 26,162,000 |