Call reports 2004
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2004
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,300,000 | 38,326,000 | 39,125,000 | 39,470,000 |
| Total loans | 18,619,000 | 18,828,000 | 19,861,000 | 20,711,000 |
| Allowance for loan losses | 242,000 | 253,000 | 248,000 | 249,000 |
| Securities available for sale | 12,264,000 | 14,820,000 | 15,130,000 | 15,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,312,000 | 34,537,000 | 34,925,000 | 35,304,000 |
| Interest-bearing deposits | 28,895,000 | 30,542,000 | 30,233,000 | 31,161,000 |
| Noninterest-bearing deposits | 3,417,000 | 3,995,000 | 4,692,000 | 4,143,000 |
| Equity capital | 3,879,000 | 3,656,000 | 3,999,000 | 4,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 960,000 | 1,484,000 | 2,010,000 |
| Interest expense | 121,000 | 240,000 | 378,000 | 507,000 |
| Net interest income | 384,000 | 720,000 | 1,106,000 | 1,503,000 |
| Noninterest income | 40,000 | 82,000 | 131,000 | 179,000 |
| Noninterest expense | 276,000 | 558,000 | 848,000 | 1,150,000 |
| Provision for loan losses | 5,000 | 9,000 | 11,000 | 11,000 |
| Pretax income | 143,000 | 245,000 | 395,000 | 538,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 245,000 | 395,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,588,000 | 3,690,000 | 3,840,000 | 3,983,000 |
| Total capital | 3,830,000 | 3,943,000 | 4,088,000 | 4,232,000 |
| Risk-weighted assets | 24,810,000 | 23,595,000 | 23,776,000 | 24,825,000 |