Call reports 2002
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2002
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,734,000 | 31,192,000 | 32,691,000 | 32,424,000 |
| Total loans | 13,409,000 | 13,667,000 | 14,559,000 | 14,692,000 |
| Allowance for loan losses | 226,000 | 232,000 | 237,000 | 239,000 |
| Securities available for sale | 12,720,000 | 13,406,000 | 14,715,000 | 13,802,000 |
| Securities held to maturity | 75,000 | 75,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,927,000 | 28,057,000 | 29,270,000 | 28,947,000 |
| Interest-bearing deposits | 23,229,000 | 25,397,000 | 26,149,000 | 25,719,000 |
| Noninterest-bearing deposits | 2,698,000 | 2,660,000 | 3,121,000 | 3,228,000 |
| Equity capital | 2,670,000 | 2,989,000 | 3,273,000 | 3,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 913,000 | 1,405,000 | 1,880,000 |
| Interest expense | 164,000 | 324,000 | 488,000 | 644,000 |
| Net interest income | 293,000 | 589,000 | 917,000 | 1,236,000 |
| Noninterest income | 23,000 | 50,000 | 83,000 | 116,000 |
| Noninterest expense | 182,000 | 392,000 | 593,000 | 830,000 |
| Provision for loan losses | -6,000 | -1,000 | 4,000 | 8,000 |
| Pretax income | 130,000 | 238,000 | 393,000 | 504,000 |
| Income tax | 1,000 | 1,000 | 3,000 | 6,000 |
| Net income | 129,000 | 237,000 | 390,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,547,000 | 2,655,000 | 2,808,000 | 2,916,000 |
| Total capital | 2,758,000 | 2,878,000 | 3,041,000 | 3,141,000 |
| Risk-weighted assets | 16,988,000 | 17,839,000 | 18,834,000 | 18,250,000 |