Call reports 2001
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2001
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,990,000 | 26,102,000 | 28,724,000 | 29,101,000 |
| Total loans | 12,765,000 | 13,676,000 | 13,918,000 | 13,681,000 |
| Allowance for loan losses | 218,000 | 218,000 | 222,000 | 228,000 |
| Securities available for sale | 8,248,000 | 8,880,000 | 11,294,000 | 12,993,000 |
| Securities held to maturity | 146,000 | 146,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,571,000 | 23,612,000 | 25,969,000 | 26,352,000 |
| Interest-bearing deposits | 21,354,000 | 20,937,000 | 22,867,000 | 23,504,000 |
| Noninterest-bearing deposits | 2,217,000 | 2,675,000 | 3,102,000 | 2,848,000 |
| Equity capital | 2,227,000 | 2,326,000 | 2,605,000 | 2,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 957,000 | 1,444,000 | 1,927,000 |
| Interest expense | 242,000 | 459,000 | 670,000 | 861,000 |
| Net interest income | 240,000 | 498,000 | 774,000 | 1,066,000 |
| Noninterest income | 30,000 | 58,000 | 87,000 | 125,000 |
| Noninterest expense | 168,000 | 346,000 | 526,000 | 739,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 9,000 |
| Pretax income | 102,000 | 210,000 | 330,000 | 443,000 |
| Income tax | 16,000 | 56,000 | 56,000 | 62,000 |
| Net income | 86,000 | 154,000 | 274,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,122,000 | 2,190,000 | 2,310,000 | 2,418,000 |
| Total capital | 2,299,000 | 2,376,000 | 2,521,000 | 2,628,000 |
| Risk-weighted assets | 14,127,000 | 15,088,000 | 17,139,000 | 17,081,000 |