Call reports 2025
PROFINIUM, INC. — 2025
What PROFINIUM, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 519,337,000 | 518,911,000 | 516,847,000 | 522,584,000 |
| Total loans | 401,416,000 | 409,140,000 | 401,153,000 | 395,751,000 |
| Allowance for loan losses | 5,277,000 | 5,310,000 | 5,662,000 | 5,136,000 |
| Securities available for sale | 66,515,000 | 65,084,000 | 65,393,000 | 66,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,829,000 | 441,773,000 | 437,474,000 | 446,009,000 |
| Interest-bearing deposits | 360,013,000 | 364,517,000 | 357,635,000 | 357,316,000 |
| Noninterest-bearing deposits | 82,816,000 | 77,256,000 | 79,839,000 | 88,693,000 |
| Equity capital | 42,297,000 | 43,255,000 | 45,358,000 | 47,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,876,000 | 13,466,000 | 20,226,000 | 26,967,000 |
| Interest expense | 2,884,000 | 5,725,000 | 8,580,000 | 11,248,000 |
| Net interest income | 3,992,000 | 7,741,000 | 11,646,000 | 15,719,000 |
| Noninterest income | 651,000 | 1,428,000 | 2,101,000 | 2,745,000 |
| Noninterest expense | 3,303,000 | 6,603,000 | 9,982,000 | 13,427,000 |
| Provision for loan losses | 36,000 | 49,000 | 50,000 | -380,000 |
| Pretax income | 1,295,000 | 2,529,000 | 3,700,000 | 5,366,000 |
| Income tax | 353,000 | 640,000 | 960,000 | 1,421,000 |
| Net income | 942,000 | 1,889,000 | 2,740,000 | 3,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,580,000 | 50,526,000 | 51,378,000 | 52,583,000 |
| Total capital | 54,886,000 | 55,938,000 | 56,583,000 | 57,813,000 |
| Risk-weighted assets | 424,306,000 | 432,923,000 | 415,795,000 | 418,299,000 |