Call reports 2023
PROFINIUM, INC. — 2023
What PROFINIUM, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 501,918,000 | 511,542,000 | 505,484,000 | 529,581,000 |
| Total loans | 379,852,000 | 390,137,000 | 394,170,000 | 413,045,000 |
| Allowance for loan losses | 4,392,000 | 4,563,000 | 4,738,000 | 5,111,000 |
| Securities available for sale | 82,643,000 | 80,198,000 | 73,970,000 | 77,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,879,000 | 427,997,000 | 434,914,000 | 433,327,000 |
| Interest-bearing deposits | 324,311,000 | 336,704,000 | 343,412,000 | 339,915,000 |
| Noninterest-bearing deposits | 98,568,000 | 91,293,000 | 91,502,000 | 93,412,000 |
| Equity capital | 39,498,000 | 39,516,000 | 36,799,000 | 40,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,256,000 | 10,828,000 | 16,702,000 | 22,755,000 |
| Interest expense | 1,465,000 | 3,412,000 | 5,755,000 | 8,459,000 |
| Net interest income | 3,791,000 | 7,416,000 | 10,947,000 | 14,296,000 |
| Noninterest income | 736,000 | 1,256,000 | 1,828,000 | 2,357,000 |
| Noninterest expense | 3,163,000 | 6,246,000 | 9,375,000 | 12,394,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 800,000 |
| Pretax income | 1,135,000 | 2,060,000 | 2,902,000 | 3,450,000 |
| Income tax | 311,000 | 574,000 | 810,000 | 960,000 |
| Net income | 824,000 | 1,486,000 | 2,092,000 | 2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,309,000 | 46,971,000 | 47,577,000 | 47,975,000 |
| Total capital | 50,701,000 | 51,534,000 | 52,315,000 | 53,086,000 |
| Risk-weighted assets | 404,996,000 | 411,258,000 | 416,909,000 | 430,434,000 |