Call reports 2022
PROFINIUM, INC. — 2022
What PROFINIUM, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 487,487,000 | 489,256,000 | 494,258,000 | 514,883,000 |
| Total loans | 340,754,000 | 355,886,000 | 358,713,000 | 391,589,000 |
| Allowance for loan losses | 4,476,000 | 4,532,000 | 3,876,000 | 3,936,000 |
| Securities available for sale | 100,314,000 | 94,854,000 | 87,577,000 | 88,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,923,000 | 420,537,000 | 412,886,000 | 460,739,000 |
| Interest-bearing deposits | 333,747,000 | 331,534,000 | 322,769,000 | 362,019,000 |
| Noninterest-bearing deposits | 94,176,000 | 89,003,000 | 90,117,000 | 98,720,000 |
| Equity capital | 42,787,000 | 40,064,000 | 34,651,000 | 37,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,010,000 | 8,258,000 | 12,972,000 | 18,163,000 |
| Interest expense | 303,000 | 609,000 | 1,298,000 | 2,448,000 |
| Net interest income | 3,707,000 | 7,649,000 | 11,674,000 | 15,715,000 |
| Noninterest income | 746,000 | 1,468,000 | 2,050,000 | 2,572,000 |
| Noninterest expense | 3,024,000 | 6,115,000 | 9,229,000 | 12,474,000 |
| Provision for loan losses | 60,000 | 120,000 | 380,000 | 440,000 |
| Pretax income | 1,382,000 | 2,873,000 | 4,077,000 | 5,357,000 |
| Income tax | 364,000 | 767,000 | 1,094,000 | 1,446,000 |
| Net income | 1,018,000 | 2,106,000 | 2,983,000 | 3,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,232,000 | 46,320,000 | 44,558,000 | 45,485,000 |
| Total capital | 49,708,000 | 50,852,000 | 48,434,000 | 49,421,000 |
| Risk-weighted assets | 358,773,000 | 378,287,000 | 389,110,000 | 415,956,000 |