Call reports 2019
PROFINIUM, INC. — 2019
What PROFINIUM, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 380,962,000 | 390,022,000 | 390,766,000 | 383,914,000 |
| Total loans | 292,222,000 | 293,217,000 | 283,245,000 | 296,004,000 |
| Allowance for loan losses | 3,604,000 | 3,696,000 | 3,699,000 | 3,688,000 |
| Securities available for sale | 54,966,000 | 57,861,000 | 55,421,000 | 61,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,706,000 | 332,703,000 | 336,596,000 | 318,463,000 |
| Interest-bearing deposits | 273,270,000 | 282,288,000 | 281,083,000 | 266,422,000 |
| Noninterest-bearing deposits | 51,436,000 | 50,415,000 | 55,513,000 | 52,041,000 |
| Equity capital | 41,508,000 | 40,944,000 | 41,743,000 | 42,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,160,000 | 8,482,000 | 12,722,000 | 16,858,000 |
| Interest expense | 851,000 | 1,827,000 | 2,813,000 | 3,685,000 |
| Net interest income | 3,309,000 | 6,655,000 | 9,909,000 | 13,173,000 |
| Noninterest income | 550,000 | 1,089,000 | 1,792,000 | 2,534,000 |
| Noninterest expense | 2,745,000 | 5,354,000 | 8,059,000 | 11,001,000 |
| Provision for loan losses | 90,000 | 180,000 | 182,000 | 182,000 |
| Pretax income | 1,039,000 | 2,223,000 | 3,488,000 | 4,554,000 |
| Income tax | 278,000 | 600,000 | 947,000 | 1,231,000 |
| Net income | 761,000 | 1,623,000 | 2,541,000 | 3,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,729,000 | 36,814,000 | 37,731,000 | 38,513,000 |
| Total capital | 41,333,000 | 40,510,000 | 41,430,000 | 42,201,000 |
| Risk-weighted assets | 301,690,000 | 302,468,000 | 301,522,000 | 313,688,000 |