Call reports 2018
PROFINIUM, INC. — 2018
What PROFINIUM, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 361,421,000 | 372,373,000 | 369,650,000 | 374,039,000 |
| Total loans | 294,240,000 | 302,398,000 | 296,574,000 | 294,570,000 |
| Allowance for loan losses | 3,010,000 | 3,077,000 | 3,204,000 | 3,248,000 |
| Securities available for sale | 48,927,000 | 47,189,000 | 53,992,000 | 52,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,909,000 | 318,203,000 | 311,708,000 | 319,193,000 |
| Interest-bearing deposits | 260,135,000 | 269,881,000 | 260,142,000 | 261,832,000 |
| Noninterest-bearing deposits | 47,774,000 | 48,322,000 | 51,566,000 | 57,361,000 |
| Equity capital | 38,805,000 | 39,481,000 | 38,884,000 | 40,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,722,000 | 7,632,000 | 11,694,000 | 15,825,000 |
| Interest expense | 607,000 | 1,284,000 | 2,005,000 | 2,769,000 |
| Net interest income | 3,115,000 | 6,348,000 | 9,689,000 | 13,056,000 |
| Noninterest income | 560,000 | 1,204,000 | 1,943,000 | 2,655,000 |
| Noninterest expense | 2,722,000 | 5,395,000 | 7,921,000 | 10,603,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 975,000 | 2,109,000 | 3,576,000 | 4,881,000 |
| Income tax | 261,000 | 587,000 | 988,000 | 1,325,000 |
| Net income | 714,000 | 1,522,000 | 2,588,000 | 3,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,626,000 | 36,434,000 | 36,000,000 | 36,968,000 |
| Total capital | 38,636,000 | 39,511,000 | 39,204,000 | 40,216,000 |
| Risk-weighted assets | 301,492,000 | 309,159,000 | 306,926,000 | 306,357,000 |