Call reports 2017
PROFINIUM, INC. — 2017
What PROFINIUM, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 353,701,000 | 366,936,000 | 364,751,000 | 367,686,000 |
| Total loans | 273,386,000 | 283,304,000 | 283,900,000 | 294,836,000 |
| Allowance for loan losses | 2,802,000 | 2,896,000 | 3,033,000 | 2,934,000 |
| Securities available for sale | 62,699,000 | 61,724,000 | 61,171,000 | 51,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,290,000 | 316,135,000 | 310,073,000 | 313,874,000 |
| Interest-bearing deposits | 254,491,000 | 262,765,000 | 261,197,000 | 261,004,000 |
| Noninterest-bearing deposits | 47,799,000 | 53,370,000 | 48,876,000 | 52,870,000 |
| Equity capital | 37,919,000 | 39,013,000 | 38,255,000 | 38,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,399,000 | 6,985,000 | 10,648,000 | 14,399,000 |
| Interest expense | 493,000 | 1,065,000 | 1,668,000 | 2,294,000 |
| Net interest income | 2,906,000 | 5,920,000 | 8,980,000 | 12,105,000 |
| Noninterest income | 623,000 | 1,179,000 | 1,814,000 | 2,530,000 |
| Noninterest expense | 2,563,000 | 5,017,000 | 7,554,000 | 10,226,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 906,000 | 1,962,000 | 3,060,000 | 4,204,000 |
| Income tax | 338,000 | 699,000 | 1,089,000 | 1,507,000 |
| Net income | 568,000 | 1,263,000 | 1,971,000 | 2,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,283,000 | 34,978,000 | 34,186,000 | 34,912,000 |
| Total capital | 37,085,000 | 37,874,000 | 37,219,000 | 37,846,000 |
| Risk-weighted assets | 293,317,000 | 302,405,000 | 301,388,000 | 306,640,000 |