Call reports 2013
PROFINIUM, INC. — 2013
What PROFINIUM, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 317,160,000 | 326,341,000 | 320,480,000 | 315,578,000 |
| Total loans | 207,334,000 | 207,905,000 | 213,806,000 | 221,523,000 |
| Allowance for loan losses | 2,694,000 | 2,811,000 | 2,869,000 | 3,694,000 |
| Securities available for sale | 81,324,000 | 79,084,000 | 84,439,000 | 74,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,859,000 | 275,843,000 | 270,812,000 | 266,195,000 |
| Interest-bearing deposits | 228,466,000 | 235,347,000 | 231,698,000 | 223,165,000 |
| Noninterest-bearing deposits | 39,393,000 | 40,496,000 | 39,114,000 | 43,030,000 |
| Equity capital | 32,080,000 | 31,548,000 | 31,535,000 | 31,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,951,000 | 5,902,000 | 8,884,000 | 12,011,000 |
| Interest expense | 438,000 | 848,000 | 1,262,000 | 1,654,000 |
| Net interest income | 2,513,000 | 5,054,000 | 7,622,000 | 10,357,000 |
| Noninterest income | 536,000 | 1,222,000 | 1,753,000 | 2,011,000 |
| Noninterest expense | 2,466,000 | 4,744,000 | 7,021,000 | 9,258,000 |
| Provision for loan losses | 0 | 67,000 | 161,000 | 979,000 |
| Pretax income | 583,000 | 1,465,000 | 2,193,000 | 2,143,000 |
| Income tax | 192,000 | 513,000 | 770,000 | 695,000 |
| Net income | 391,000 | 952,000 | 1,423,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,600,000 | 28,161,000 | 28,132,000 | 28,157,000 |
| Total capital | 30,294,000 | 30,972,000 | 31,001,000 | 31,108,000 |
| Risk-weighted assets | 224,712,000 | 225,852,000 | 229,540,000 | 235,320,000 |