Call reports 2012
PROFINIUM, INC. — 2012
What PROFINIUM, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 306,723,000 | 310,792,000 | 314,902,000 | 319,575,000 |
| Total loans | 192,262,000 | 201,022,000 | 198,011,000 | 211,524,000 |
| Allowance for loan losses | 3,732,000 | 3,703,000 | 3,709,000 | 3,405,000 |
| Securities available for sale | 82,052,000 | 78,114,000 | 80,198,000 | 82,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,950,000 | 262,345,000 | 267,175,000 | 271,219,000 |
| Interest-bearing deposits | 223,713,000 | 225,876,000 | 228,113,000 | 227,489,000 |
| Noninterest-bearing deposits | 36,237,000 | 36,469,000 | 39,062,000 | 43,730,000 |
| Equity capital | 31,276,000 | 31,966,000 | 31,296,000 | 31,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,068,000 | 6,108,000 | 9,168,000 | 12,180,000 |
| Interest expense | 603,000 | 1,151,000 | 1,671,000 | 2,140,000 |
| Net interest income | 2,465,000 | 4,957,000 | 7,497,000 | 10,040,000 |
| Noninterest income | 701,000 | 1,225,000 | 1,563,000 | 2,208,000 |
| Noninterest expense | 2,300,000 | 4,566,000 | 6,947,000 | 9,343,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 866,000 | 1,616,000 | 2,308,000 | 3,100,000 |
| Income tax | 350,000 | 586,000 | 825,000 | 1,095,000 |
| Net income | 516,000 | 1,030,000 | 1,483,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,779,000 | 27,293,000 | 26,546,000 | 27,209,000 |
| Total capital | 29,412,000 | 30,018,000 | 29,258,000 | 30,131,000 |
| Risk-weighted assets | 209,526,000 | 216,999,000 | 215,936,000 | 233,269,000 |