Call reports 2011
PROFINIUM, INC. — 2011
What PROFINIUM, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 301,436,000 | 305,438,000 | 302,087,000 | 312,857,000 |
| Total loans | 203,799,000 | 197,632,000 | 197,825,000 | 200,205,000 |
| Allowance for loan losses | 4,993,000 | 4,372,000 | 4,374,000 | 3,919,000 |
| Securities available for sale | 67,208,000 | 69,226,000 | 64,849,000 | 71,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,160,000 | 257,271,000 | 253,060,000 | 263,542,000 |
| Interest-bearing deposits | 221,108,000 | 224,694,000 | 218,792,000 | 222,779,000 |
| Noninterest-bearing deposits | 32,052,000 | 32,577,000 | 34,268,000 | 40,763,000 |
| Equity capital | 29,104,000 | 29,898,000 | 30,467,000 | 30,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,342,000 | 6,719,000 | 10,009,000 | 13,272,000 |
| Interest expense | 812,000 | 1,543,000 | 2,247,000 | 2,872,000 |
| Net interest income | 2,530,000 | 5,176,000 | 7,762,000 | 10,400,000 |
| Noninterest income | 462,000 | 725,000 | 1,107,000 | 1,457,000 |
| Noninterest expense | 2,425,000 | 4,888,000 | 7,041,000 | 9,282,000 |
| Provision for loan losses | 50,000 | 125,000 | 375,000 | 400,000 |
| Pretax income | 517,000 | 888,000 | 1,453,000 | 2,175,000 |
| Income tax | 183,000 | 300,000 | 500,000 | 764,000 |
| Net income | 334,000 | 588,000 | 953,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,980,000 | 25,235,000 | 25,805,000 | 26,263,000 |
| Total capital | 27,773,000 | 27,951,000 | 28,526,000 | 29,046,000 |
| Risk-weighted assets | 221,229,000 | 215,615,000 | 216,037,000 | 221,529,000 |