Call reports 2009
PROFINIUM, INC. — 2009
What PROFINIUM, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 331,104,000 | 335,197,000 | 332,497,000 | 326,724,000 |
| Total loans | 252,184,000 | 239,616,000 | 239,767,000 | 224,474,000 |
| Allowance for loan losses | 6,266,000 | 5,567,000 | 6,672,000 | 6,472,000 |
| Securities available for sale | 48,028,000 | 63,414,000 | 63,284,000 | 68,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,501,000 | 282,262,000 | 280,019,000 | 281,364,000 |
| Interest-bearing deposits | 254,860,000 | 258,116,000 | 254,664,000 | 249,362,000 |
| Noninterest-bearing deposits | 26,641,000 | 24,146,000 | 25,355,000 | 32,002,000 |
| Equity capital | 28,549,000 | 28,753,000 | 27,900,000 | 26,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,352,000 | 8,465,000 | 12,603,000 | 16,423,000 |
| Interest expense | 1,851,000 | 3,713,000 | 5,466,000 | 7,028,000 |
| Net interest income | 2,501,000 | 4,752,000 | 7,137,000 | 9,395,000 |
| Noninterest income | 93,000 | -5,000 | 185,000 | 247,000 |
| Noninterest expense | 2,502,000 | 4,738,000 | 7,175,000 | 9,784,000 |
| Provision for loan losses | 2,707,000 | 4,164,000 | 5,536,000 | 6,933,000 |
| Pretax income | -2,615,000 | -4,155,000 | -5,389,000 | -7,075,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | -2,616,000 | -4,158,000 | -5,393,000 | -7,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,520,000 | 24,778,000 | 23,542,000 | 21,856,000 |
| Total capital | 27,927,000 | 28,059,000 | 26,786,000 | 24,917,000 |
| Risk-weighted assets | 269,725,000 | 260,535,000 | 256,094,000 | 241,501,000 |