Call reports 2007
PROFINIUM, INC. — 2007
What PROFINIUM, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 284,560,000 | 293,032,000 | 297,064,000 | 303,135,000 |
| Total loans | 251,322,000 | 261,090,000 | 265,373,000 | 266,391,000 |
| Allowance for loan losses | 2,593,000 | 2,574,000 | 2,407,000 | 2,664,000 |
| Securities available for sale | 14,348,000 | 14,145,000 | 14,166,000 | 14,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,566,000 | 256,029,000 | 260,447,000 | 248,814,000 |
| Interest-bearing deposits | 223,038,000 | 231,101,000 | 235,542,000 | 219,200,000 |
| Noninterest-bearing deposits | 26,528,000 | 24,928,000 | 24,905,000 | 29,614,000 |
| Equity capital | 29,237,000 | 29,859,000 | 30,566,000 | 30,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,036,000 | 10,159,000 | 15,431,000 | 20,616,000 |
| Interest expense | 2,468,000 | 4,997,000 | 7,612,000 | 10,247,000 |
| Net interest income | 2,568,000 | 5,162,000 | 7,819,000 | 10,369,000 |
| Noninterest income | 237,000 | 546,000 | 839,000 | 1,069,000 |
| Noninterest expense | 1,853,000 | 3,715,000 | 5,596,000 | 7,513,000 |
| Provision for loan losses | 120,000 | 180,000 | 340,000 | 1,394,000 |
| Pretax income | 832,000 | 1,813,000 | 2,722,000 | 2,531,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 831,000 | 1,811,000 | 2,718,000 | 2,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,540,000 | 26,248,000 | 26,821,000 | 26,324,000 |
| Total capital | 28,133,000 | 28,822,000 | 29,228,000 | 28,988,000 |
| Risk-weighted assets | 268,326,000 | 271,177,000 | 278,619,000 | 278,879,000 |