Call reports 2006
PROFINIUM, INC. — 2006
What PROFINIUM, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 264,585,000 | 277,766,000 | 281,383,000 | 282,825,000 |
| Total loans | 229,307,000 | 243,800,000 | 246,564,000 | 248,918,000 |
| Allowance for loan losses | 2,342,000 | 2,450,000 | 2,498,000 | 2,475,000 |
| Securities available for sale | 17,350,000 | 16,904,000 | 17,633,000 | 14,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,446,000 | 241,812,000 | 242,330,000 | 247,964,000 |
| Interest-bearing deposits | 201,354,000 | 219,350,000 | 218,902,000 | 220,156,000 |
| Noninterest-bearing deposits | 24,092,000 | 22,462,000 | 23,428,000 | 27,808,000 |
| Equity capital | 26,219,000 | 27,547,000 | 28,381,000 | 28,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,369,000 | 9,049,000 | 13,900,000 | 19,045,000 |
| Interest expense | 1,677,000 | 3,760,000 | 6,048,000 | 8,361,000 |
| Net interest income | 2,692,000 | 5,289,000 | 7,852,000 | 10,684,000 |
| Noninterest income | 199,000 | 394,000 | 657,000 | 896,000 |
| Noninterest expense | 1,633,000 | 3,274,000 | 4,942,000 | 6,653,000 |
| Provision for loan losses | 125,000 | 255,000 | 330,000 | 925,000 |
| Pretax income | 1,133,000 | 2,154,000 | 3,237,000 | 3,980,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 1,132,000 | 2,151,000 | 3,233,000 | 3,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,640,000 | 24,083,000 | 24,732,000 | 25,022,000 |
| Total capital | 24,982,000 | 26,533,000 | 27,230,000 | 27,497,000 |
| Risk-weighted assets | 247,661,000 | 260,663,000 | 263,010,000 | 268,403,000 |