Call reports 2001
PROFINIUM, INC. — 2001
What PROFINIUM, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,625,000 | 46,259,000 | 46,278,000 | 47,000,000 |
| Total loans | 39,086,000 | 39,942,000 | 38,847,000 | 39,081,000 |
| Allowance for loan losses | 482,000 | 476,000 | 464,000 | 489,000 |
| Securities available for sale | 3,475,000 | 3,464,000 | 3,532,000 | 3,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,384,000 | 41,138,000 | 41,423,000 | 42,100,000 |
| Interest-bearing deposits | 34,420,000 | 36,598,000 | 36,459,000 | 36,497,000 |
| Noninterest-bearing deposits | 3,964,000 | 4,540,000 | 4,964,000 | 5,603,000 |
| Equity capital | 4,040,000 | 4,076,000 | 4,275,000 | 4,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,821,000 | 2,766,000 | 3,828,000 |
| Interest expense | 460,000 | 931,000 | 1,360,000 | 1,742,000 |
| Net interest income | 421,000 | 890,000 | 1,406,000 | 2,086,000 |
| Noninterest income | 33,000 | 52,000 | 93,000 | 126,000 |
| Noninterest expense | 292,000 | 624,000 | 944,000 | 1,409,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 78,000 |
| Pretax income | 152,000 | 308,000 | 545,000 | 725,000 |
| Income tax | 28,000 | 56,000 | 51,000 | 59,000 |
| Net income | 124,000 | 252,000 | 494,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,950,000 | 3,983,000 | 4,131,000 | 4,171,000 |
| Total capital | 4,432,000 | 4,459,000 | 4,595,000 | 4,660,000 |
| Risk-weighted assets | 40,293,000 | 42,374,000 | 40,977,000 | 41,212,000 |