Call reports 2002
SOUTHLAND BUSINESS BANK — 2002
What SOUTHLAND BUSINESS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,283,000 | 35,289,000 | 36,353,000 | 34,485,000 |
| Total loans | 20,836,000 | 22,169,000 | 22,151,000 | 23,646,000 |
| Allowance for loan losses | 290,000 | 350,000 | 360,000 | 385,000 |
| Securities available for sale | 0 | 0 | 0 | 1,029,000 |
| Securities held to maturity | 993,000 | 1,466,000 | 1,142,000 | 533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,435,000 | 32,517,000 | 33,351,000 | 31,397,000 |
| Interest-bearing deposits | 22,964,000 | 23,217,000 | 25,609,000 | 21,008,000 |
| Noninterest-bearing deposits | 8,471,000 | 9,301,000 | 7,742,000 | 10,389,000 |
| Equity capital | 2,687,000 | 2,621,000 | 2,842,000 | 2,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 871,000 | 1,286,000 | 1,743,000 |
| Interest expense | 113,000 | 276,000 | 423,000 | 541,000 |
| Net interest income | 276,000 | 595,000 | 863,000 | 1,202,000 |
| Noninterest income | 24,000 | 56,000 | 139,000 | 182,000 |
| Noninterest expense | 432,000 | 788,000 | 1,178,000 | 1,685,000 |
| Provision for loan losses | 40,000 | 100,000 | 110,000 | 135,000 |
| Pretax income | -172,000 | -237,000 | -286,000 | -436,000 |
| Income tax | 0 | 1,000 | 1,000 | 0 |
| Net income | -172,000 | -238,000 | -287,000 | -436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,687,000 | 2,621,000 | 2,842,000 | 2,693,000 |
| Total capital | 2,977,000 | 2,939,000 | 3,162,000 | 3,021,000 |
| Risk-weighted assets | 23,929,000 | 25,419,000 | 25,535,000 | 26,211,000 |