Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,567,000 | 72,600,000 | 72,938,000 | 73,591,000 |
| Total loans | 44,167,000 | 45,422,000 | 45,845,000 | 45,627,000 |
| Allowance for loan losses | 550,000 | 585,000 | 630,000 | 564,000 |
| Securities available for sale | 20,270,000 | 20,010,000 | 22,390,000 | 22,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,502,000 | 63,031,000 | 63,490,000 | 64,047,000 |
| Interest-bearing deposits | 57,084,000 | 57,478,000 | 57,642,000 | 58,184,000 |
| Noninterest-bearing deposits | 5,418,000 | 5,553,000 | 5,848,000 | 5,863,000 |
| Equity capital | 8,604,000 | 8,908,000 | 8,998,000 | 9,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,226,000 | 3,304,000 | 4,431,000 |
| Interest expense | 392,000 | 764,000 | 1,113,000 | 1,452,000 |
| Net interest income | 749,000 | 1,462,000 | 2,191,000 | 2,979,000 |
| Noninterest income | 55,000 | 117,000 | 163,000 | 208,000 |
| Noninterest expense | 420,000 | 771,000 | 1,229,000 | 1,637,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 132,000 |
| Pretax income | 351,000 | 742,000 | 1,026,000 | 1,439,000 |
| Income tax | 84,000 | 202,000 | 277,000 | 392,000 |
| Net income | 267,000 | 540,000 | 749,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,242,000 | 8,429,000 | 8,639,000 | 8,829,000 |
| Total capital | 8,792,000 | 9,014,000 | 9,238,000 | 9,393,000 |
| Risk-weighted assets | 45,945,000 | 47,057,000 | 47,860,000 | 47,506,000 |