Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,116,000 | 69,669,000 | 69,224,000 | 70,687,000 |
| Total loans | 41,940,000 | 42,393,000 | 43,203,000 | 43,794,000 |
| Allowance for loan losses | 533,000 | 533,000 | 545,000 | 509,000 |
| Securities available for sale | 22,817,000 | 21,571,000 | 20,289,000 | 19,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,930,000 | 60,273,000 | 60,334,000 | 61,675,000 |
| Interest-bearing deposits | 56,910,000 | 54,679,000 | 54,612,000 | 55,835,000 |
| Noninterest-bearing deposits | 5,020,000 | 5,595,000 | 5,722,000 | 5,840,000 |
| Equity capital | 8,828,000 | 9,003,000 | 8,255,000 | 8,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,367,000 | 3,501,000 | 4,599,000 |
| Interest expense | 537,000 | 1,022,000 | 1,468,000 | 1,891,000 |
| Net interest income | 647,000 | 1,345,000 | 2,033,000 | 2,708,000 |
| Noninterest income | 42,000 | 85,000 | 135,000 | 188,000 |
| Noninterest expense | 390,000 | 757,000 | 1,157,000 | 1,520,000 |
| Provision for loan losses | 39,000 | 78,000 | 117,000 | 156,000 |
| Pretax income | 260,000 | 595,000 | 894,000 | 1,220,000 |
| Income tax | 55,000 | 135,000 | 202,000 | 285,000 |
| Net income | 205,000 | 460,000 | 692,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,726,000 | 8,716,000 | 7,873,000 | 7,975,000 |
| Total capital | 9,259,000 | 9,248,000 | 8,418,000 | 8,484,000 |
| Risk-weighted assets | 44,377,000 | 44,260,000 | 44,581,000 | 45,351,000 |