Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,238,000 | 70,684,000 | 72,391,000 | 71,483,000 |
| Total loans | 41,692,000 | 41,258,000 | 41,191,000 | 42,030,000 |
| Allowance for loan losses | 552,000 | 530,000 | 540,000 | 530,000 |
| Securities available for sale | 19,579,000 | 20,798,000 | 23,723,000 | 23,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,895,000 | 59,005,000 | 60,329,000 | 62,227,000 |
| Interest-bearing deposits | 53,634,000 | 54,592,000 | 55,464,000 | 56,005,000 |
| Noninterest-bearing deposits | 4,261,000 | 4,413,000 | 4,865,000 | 6,222,000 |
| Equity capital | 8,236,000 | 8,370,000 | 8,704,000 | 8,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,622,000 | 3,920,000 | 5,185,000 |
| Interest expense | 791,000 | 1,555,000 | 2,312,000 | 2,977,000 |
| Net interest income | 540,000 | 1,067,000 | 1,608,000 | 2,208,000 |
| Noninterest income | 36,000 | 78,000 | 122,000 | 166,000 |
| Noninterest expense | 336,000 | 694,000 | 1,035,000 | 1,383,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 77,000 |
| Pretax income | 231,000 | 433,000 | 668,000 | 914,000 |
| Income tax | 32,000 | 66,000 | 107,000 | 152,000 |
| Net income | 199,000 | 367,000 | 561,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,107,000 | 8,203,000 | 8,397,000 | 8,522,000 |
| Total capital | 8,646,000 | 8,733,000 | 8,937,000 | 9,052,000 |
| Risk-weighted assets | 42,786,000 | 42,945,000 | 44,307,000 | 44,916,000 |