Call reports 2022
HOMETOWN BANK — 2022
What HOMETOWN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 644,828,000 | 626,335,000 | 624,062,000 | 653,980,000 |
| Total loans | 411,683,000 | 419,966,000 | 424,247,000 | 417,462,000 |
| Allowance for loan losses | 7,842,000 | 7,845,000 | 7,964,000 | 7,668,000 |
| Securities available for sale | 60,008,000 | 57,199,000 | 60,281,000 | 68,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,037,000 | 539,017,000 | 537,253,000 | 564,279,000 |
| Interest-bearing deposits | 357,886,000 | 339,875,000 | 340,258,000 | 373,687,000 |
| Noninterest-bearing deposits | 196,151,000 | 199,142,000 | 196,995,000 | 190,592,000 |
| Equity capital | 77,408,000 | 78,283,000 | 77,395,000 | 80,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,625,000 | 10,050,000 | 16,117,000 | 22,976,000 |
| Interest expense | 120,000 | 252,000 | 533,000 | 1,207,000 |
| Net interest income | 4,505,000 | 9,798,000 | 15,584,000 | 21,769,000 |
| Noninterest income | 1,293,000 | 2,533,000 | 3,775,000 | 5,711,000 |
| Noninterest expense | 3,485,000 | 7,019,000 | 10,352,000 | 14,084,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,313,000 | 5,312,000 | 9,007,000 | 13,396,000 |
| Income tax | 608,000 | 1,398,000 | 2,370,000 | 3,551,000 |
| Net income | 1,705,000 | 3,914,000 | 6,637,000 | 9,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,241,000 | 75,500,000 | 75,770,000 | 79,080,000 |
| Total capital | 78,481,000 | 80,767,000 | 81,084,000 | 84,417,000 |
| Risk-weighted assets | 416,281,000 | 418,532,000 | 422,274,000 | 424,426,000 |