Call reports 2021
HOMETOWN BANK — 2021
What HOMETOWN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 615,039,000 | 630,035,000 | 637,838,000 | 657,686,000 |
| Total loans | 421,254,000 | 402,135,000 | 400,444,000 | 416,243,000 |
| Allowance for loan losses | 6,742,000 | 7,163,000 | 7,716,000 | 7,837,000 |
| Securities available for sale | 25,428,000 | 28,320,000 | 28,813,000 | 49,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,742,000 | 539,299,000 | 547,115,000 | 565,258,000 |
| Interest-bearing deposits | 341,642,000 | 349,038,000 | 352,044,000 | 362,055,000 |
| Noninterest-bearing deposits | 185,100,000 | 190,261,000 | 195,071,000 | 203,203,000 |
| Equity capital | 74,974,000 | 76,995,000 | 76,666,000 | 77,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,551,000 | 9,068,000 | 13,807,000 | 20,697,000 |
| Interest expense | 205,000 | 389,000 | 551,000 | 681,000 |
| Net interest income | 4,346,000 | 8,679,000 | 13,256,000 | 20,016,000 |
| Noninterest income | 2,668,000 | 5,067,000 | 7,160,000 | 8,370,000 |
| Noninterest expense | 3,654,000 | 7,117,000 | 10,504,000 | 13,981,000 |
| Provision for loan losses | 672,000 | 1,065,000 | 1,615,000 | 1,904,000 |
| Pretax income | 2,688,000 | 5,564,000 | 8,297,000 | 12,501,000 |
| Income tax | 708,000 | 1,467,000 | 2,188,000 | 3,310,000 |
| Net income | 1,980,000 | 4,097,000 | 6,109,000 | 9,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,730,000 | 69,856,000 | 69,808,000 | 71,442,000 |
| Total capital | 72,618,000 | 74,817,000 | 74,772,000 | 76,764,000 |
| Risk-weighted assets | 388,885,000 | 394,313,000 | 394,057,000 | 422,926,000 |