Call reports 2020
HOMETOWN BANK — 2020
What HOMETOWN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 505,910,000 | 575,931,000 | 570,475,000 | 604,268,000 |
| Total loans | 395,559,000 | 457,228,000 | 448,770,000 | 430,749,000 |
| Allowance for loan losses | 4,711,000 | 4,857,000 | 5,044,000 | 6,065,000 |
| Securities available for sale | 22,282,000 | 21,454,000 | 21,816,000 | 24,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,779,000 | 490,704,000 | 484,735,000 | 515,791,000 |
| Interest-bearing deposits | 302,181,000 | 314,037,000 | 312,109,000 | 338,784,000 |
| Noninterest-bearing deposits | 123,598,000 | 176,667,000 | 172,626,000 | 177,007,000 |
| Equity capital | 68,197,000 | 70,039,000 | 71,859,000 | 73,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,289,000 | 10,342,000 | 15,226,000 | 20,004,000 |
| Interest expense | 625,000 | 957,000 | 1,230,000 | 1,462,000 |
| Net interest income | 4,664,000 | 9,385,000 | 13,996,000 | 18,542,000 |
| Noninterest income | 1,066,000 | 3,209,000 | 5,369,000 | 8,330,000 |
| Noninterest expense | 3,458,000 | 7,201,000 | 10,954,000 | 14,816,000 |
| Provision for loan losses | 61,000 | 199,000 | 405,000 | 1,417,000 |
| Pretax income | 2,211,000 | 5,194,000 | 8,006,000 | 10,639,000 |
| Income tax | 581,000 | 1,364,000 | 2,102,000 | 2,492,000 |
| Net income | 1,630,000 | 3,830,000 | 5,904,000 | 8,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,888,000 | 61,886,000 | 63,908,000 | 66,218,000 |
| Total capital | 64,705,000 | 66,900,000 | 68,856,000 | 71,184,000 |
| Risk-weighted assets | 415,355,000 | 410,910,000 | 395,574,000 | 395,910,000 |