Call reports 2019
HOMETOWN BANK — 2019
What HOMETOWN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 475,997,000 | 475,587,000 | 500,561,000 | 490,588,000 |
| Total loans | 395,997,000 | 400,027,000 | 389,876,000 | 392,417,000 |
| Allowance for loan losses | 4,069,000 | 4,131,000 | 4,128,000 | 4,532,000 |
| Securities available for sale | 23,697,000 | 21,901,000 | 19,047,000 | 20,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,891,000 | 393,567,000 | 415,655,000 | 412,900,000 |
| Interest-bearing deposits | 310,425,000 | 294,497,000 | 299,116,000 | 295,528,000 |
| Noninterest-bearing deposits | 96,466,000 | 99,070,000 | 116,539,000 | 117,372,000 |
| Equity capital | 61,266,000 | 63,523,000 | 65,092,000 | 66,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,713,000 | 11,264,000 | 16,929,000 | 22,447,000 |
| Interest expense | 693,000 | 1,431,000 | 2,236,000 | 2,942,000 |
| Net interest income | 5,020,000 | 9,833,000 | 14,693,000 | 19,505,000 |
| Noninterest income | 883,000 | 1,885,000 | 3,083,000 | 3,905,000 |
| Noninterest expense | 3,554,000 | 6,777,000 | 10,297,000 | 13,652,000 |
| Provision for loan losses | 90,000 | 169,000 | 169,000 | 569,000 |
| Pretax income | 2,257,000 | 4,772,000 | 7,310,000 | 9,189,000 |
| Income tax | 594,000 | 1,255,000 | 1,921,000 | 2,405,000 |
| Net income | 1,663,000 | 3,517,000 | 5,389,000 | 6,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,123,000 | 54,593,000 | 56,423,000 | 58,007,000 |
| Total capital | 56,346,000 | 58,836,000 | 60,679,000 | 62,673,000 |
| Risk-weighted assets | 395,978,000 | 402,792,000 | 404,029,000 | 419,839,000 |