Call reports 2018
HOMETOWN BANK — 2018
What HOMETOWN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 296,140,000 | 289,955,000 | 302,432,000 | 315,235,000 |
| Total loans | 249,125,000 | 246,846,000 | 249,004,000 | 266,229,000 |
| Allowance for loan losses | 3,948,000 | 3,951,000 | 4,026,000 | 3,944,000 |
| Securities available for sale | 15,197,000 | 14,253,000 | 16,482,000 | 16,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,749,000 | 233,442,000 | 249,028,000 | 265,985,000 |
| Interest-bearing deposits | 173,738,000 | 161,321,000 | 157,463,000 | 181,401,000 |
| Noninterest-bearing deposits | 72,011,000 | 72,121,000 | 91,565,000 | 84,584,000 |
| Equity capital | 40,714,000 | 41,802,000 | 42,739,000 | 39,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,050,000 | 6,252,000 | 9,561,000 | 13,052,000 |
| Interest expense | 229,000 | 472,000 | 844,000 | 1,302,000 |
| Net interest income | 2,821,000 | 5,780,000 | 8,717,000 | 11,750,000 |
| Noninterest income | 638,000 | 1,303,000 | 2,043,000 | 3,232,000 |
| Noninterest expense | 1,860,000 | 3,792,000 | 5,787,000 | 7,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,599,000 | 3,291,000 | 4,973,000 | 7,188,000 |
| Income tax | 413,000 | 856,000 | 1,281,000 | 1,884,000 |
| Net income | 1,186,000 | 2,435,000 | 3,692,000 | 5,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,330,000 | 41,437,000 | 42,442,000 | 39,053,000 |
| Total capital | 43,488,000 | 44,554,000 | 45,589,000 | 42,374,000 |
| Risk-weighted assets | 251,513,000 | 248,254,000 | 250,516,000 | 264,881,000 |