Call reports 2017
HOMETOWN BANK — 2017
What HOMETOWN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 267,402,000 | 290,610,000 | 294,049,000 | 298,889,000 |
| Total loans | 221,380,000 | 228,753,000 | 231,802,000 | 248,304,000 |
| Allowance for loan losses | 4,269,000 | 3,982,000 | 3,999,000 | 3,963,000 |
| Securities available for sale | 15,904,000 | 17,006,000 | 16,456,000 | 15,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,571,000 | 242,442,000 | 244,615,000 | 249,847,000 |
| Interest-bearing deposits | 159,341,000 | 172,817,000 | 174,367,000 | 171,553,000 |
| Noninterest-bearing deposits | 61,230,000 | 69,625,000 | 70,248,000 | 78,294,000 |
| Equity capital | 38,215,000 | 38,951,000 | 39,627,000 | 39,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,610,000 | 5,310,000 | 8,198,000 | 11,155,000 |
| Interest expense | 177,000 | 346,000 | 553,000 | 737,000 |
| Net interest income | 2,433,000 | 4,964,000 | 7,645,000 | 10,418,000 |
| Noninterest income | 1,429,000 | 2,118,000 | 2,750,000 | 3,430,000 |
| Noninterest expense | 1,708,000 | 3,901,000 | 5,635,000 | 7,597,000 |
| Provision for loan losses | 0 | -330,000 | -330,000 | -330,000 |
| Pretax income | 2,154,000 | 3,511,000 | 5,090,000 | 6,581,000 |
| Income tax | 450,000 | 955,000 | 1,534,000 | 2,578,000 |
| Net income | 1,704,000 | 2,556,000 | 3,556,000 | 4,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,122,000 | 38,418,000 | 39,132,000 | 39,444,000 |
| Total capital | 40,965,000 | 41,356,000 | 42,097,000 | 42,601,000 |
| Risk-weighted assets | 225,996,000 | 233,677,000 | 235,828,000 | 251,420,000 |