Call reports 2012
HOMETOWN BANK — 2012
What HOMETOWN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 203,294,000 | 201,513,000 | 206,172,000 | 225,279,000 |
| Total loans | 179,347,000 | 180,980,000 | 182,535,000 | 182,407,000 |
| Allowance for loan losses | 4,017,000 | 4,132,000 | 4,308,000 | 4,439,000 |
| Securities available for sale | 1,071,000 | 2,093,000 | 2,603,000 | 2,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,680,000 | 166,436,000 | 170,209,000 | 187,567,000 |
| Interest-bearing deposits | 127,960,000 | 127,218,000 | 126,136,000 | 135,353,000 |
| Noninterest-bearing deposits | 40,720,000 | 39,218,000 | 44,073,000 | 52,214,000 |
| Equity capital | 27,431,000 | 28,131,000 | 28,829,000 | 29,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,392,000 | 4,811,000 | 7,264,000 | 9,760,000 |
| Interest expense | 350,000 | 674,000 | 997,000 | 1,291,000 |
| Net interest income | 2,042,000 | 4,137,000 | 6,267,000 | 8,469,000 |
| Noninterest income | 403,000 | 781,000 | 1,264,000 | 1,785,000 |
| Noninterest expense | 1,168,000 | 2,373,000 | 3,687,000 | 5,158,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 1,142,000 | 2,275,000 | 3,439,000 | 4,556,000 |
| Income tax | 457,000 | 910,000 | 1,376,000 | 1,788,000 |
| Net income | 685,000 | 1,365,000 | 2,063,000 | 2,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,434,000 | 28,115,000 | 28,812,000 | 29,517,000 |
| Total capital | 29,331,000 | 30,069,000 | 30,757,000 | 31,508,000 |
| Risk-weighted assets | 149,622,000 | 154,137,000 | 153,138,000 | 156,910,000 |