Call reports 2011
HOMETOWN BANK — 2011
What HOMETOWN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 198,109,000 | 200,065,000 | 199,963,000 | 196,335,000 |
| Total loans | 170,606,000 | 178,466,000 | 181,367,000 | 178,408,000 |
| Allowance for loan losses | 3,410,000 | 3,619,000 | 3,665,000 | 3,822,000 |
| Securities available for sale | 63,000 | 60,000 | 56,000 | 53,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,030,000 | 167,205,000 | 166,497,000 | 160,498,000 |
| Interest-bearing deposits | 132,217,000 | 131,301,000 | 129,911,000 | 121,014,000 |
| Noninterest-bearing deposits | 33,813,000 | 35,904,000 | 36,586,000 | 39,484,000 |
| Equity capital | 24,960,000 | 25,584,000 | 26,110,000 | 26,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,275,000 | 4,676,000 | 7,125,000 | 9,529,000 |
| Interest expense | 467,000 | 895,000 | 1,314,000 | 1,702,000 |
| Net interest income | 1,808,000 | 3,781,000 | 5,811,000 | 7,827,000 |
| Noninterest income | 354,000 | 729,000 | 1,154,000 | 1,678,000 |
| Noninterest expense | 1,154,000 | 2,387,000 | 3,706,000 | 5,035,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 813,000 | 1,851,000 | 2,792,000 | 3,808,000 |
| Income tax | 325,000 | 740,000 | 1,155,000 | 1,530,000 |
| Net income | 488,000 | 1,111,000 | 1,637,000 | 2,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,876,000 | 25,582,000 | 26,108,000 | 26,749,000 |
| Total capital | 26,828,000 | 27,566,000 | 28,084,000 | 28,653,000 |
| Risk-weighted assets | 154,738,000 | 157,107,000 | 156,380,000 | 150,416,000 |