Call report 2004Q4
HOMETOWN BANK — 2004Q4
The 22 measures HOMETOWN BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,006,000 | USD | evidence → |
| Total loans | 81,154,000 | USD | evidence → |
| Allowance for loan losses | 1,103,000 | USD | evidence → |
| Securities available for sale | 4,262,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,003,000 | USD | evidence → |
| Interest-bearing deposits | 65,338,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,665,000 | USD | evidence → |
| Equity capital | 11,320,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,711,000 | USD | evidence → |
| Interest expense | 814,000 | USD | evidence → |
| Net interest income | 3,897,000 | USD | evidence → |
| Noninterest income | 2,262,000 | USD | evidence → |
| Noninterest expense | 5,077,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 1,062,000 | USD | evidence → |
| Income tax | 401,000 | USD | evidence → |
| Net income | 661,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,824,000 | USD | evidence → |
| Total capital | 10,927,000 | USD | evidence → |
| Risk-weighted assets | 93,706,000 | USD | evidence → |