Call reports 2001
HOMETOWN BANK — 2001
What HOMETOWN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,158,000 | 87,273,000 | 96,309,000 | 90,607,000 |
| Total loans | 50,731,000 | 52,308,000 | 59,712,000 | 62,252,000 |
| Allowance for loan losses | 826,000 | 905,000 | 946,000 | 1,001,000 |
| Securities available for sale | 597,000 | 830,000 | 129,000 | 2,000 |
| Securities held to maturity | 7,923,000 | 9,075,000 | 4,108,000 | 2,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,978,000 | 77,013,000 | 86,170,000 | 80,224,000 |
| Interest-bearing deposits | 67,059,000 | 63,814,000 | 70,760,000 | 64,014,000 |
| Noninterest-bearing deposits | 10,919,000 | 13,199,000 | 15,410,000 | 16,210,000 |
| Equity capital | 9,078,000 | 9,125,000 | 9,242,000 | 9,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,062,000 | 4,648,000 | 6,074,000 |
| Interest expense | 1,006,000 | 1,911,000 | 2,736,000 | 3,295,000 |
| Net interest income | 560,000 | 1,151,000 | 1,912,000 | 2,779,000 |
| Noninterest income | 471,000 | 919,000 | 1,348,000 | 2,050,000 |
| Noninterest expense | 834,000 | 1,716,000 | 2,683,000 | 3,777,000 |
| Provision for loan losses | 149,000 | 228,000 | 276,000 | 350,000 |
| Pretax income | 120,000 | 229,000 | 412,000 | 813,000 |
| Income tax | 57,000 | 91,000 | 155,000 | 324,000 |
| Net income | 63,000 | 138,000 | 257,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,502,000 | 7,575,000 | 7,710,000 | 7,961,000 |
| Total capital | 8,302,000 | 8,372,000 | 8,605,000 | 8,852,000 |
| Risk-weighted assets | 63,949,000 | 63,639,000 | 71,523,000 | 71,040,000 |