Call reports 2025
COMMERCIAL CAPITAL BANK — 2025
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 438,351,000 | 491,159,000 | 524,991,000 | 556,376,000 |
| Total loans | 321,630,000 | 378,004,000 | 408,481,000 | 418,954,000 |
| Allowance for loan losses | 2,866,000 | 3,346,000 | 4,253,000 | 4,670,000 |
| Securities available for sale | 0 | 10,870,000 | 11,006,000 | 18,447,000 |
| Securities held to maturity | 18,040,000 | 17,674,000 | 16,988,000 | 16,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,243,000 | 400,035,000 | 421,416,000 | 432,915,000 |
| Interest-bearing deposits | 300,732,000 | 353,875,000 | 367,729,000 | 383,229,000 |
| Noninterest-bearing deposits | 47,511,000 | 46,160,000 | 53,687,000 | 49,686,000 |
| Equity capital | 42,769,000 | 55,000,000 | 55,226,000 | 61,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,586,000 | 16,374,000 | 25,075,000 | 33,789,000 |
| Interest expense | 2,666,000 | 5,959,000 | 9,629,000 | 13,003,000 |
| Net interest income | 4,920,000 | 10,415,000 | 15,446,000 | 20,786,000 |
| Noninterest income | 558,000 | 1,076,000 | 1,639,000 | 2,166,000 |
| Noninterest expense | 2,727,000 | 5,434,000 | 8,638,000 | 11,690,000 |
| Provision for loan losses | 300,000 | 803,000 | 1,706,000 | 2,181,000 |
| Pretax income | 2,451,000 | 5,254,000 | 6,741,000 | 9,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,451,000 | 5,254,000 | 6,741,000 | 9,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,145,000 | 53,501,000 | 53,530,000 | 59,432,000 |