Call reports 2024
COMMERCIAL CAPITAL BANK — 2024
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 302,964,000 | 318,547,000 | 338,302,000 | 378,169,000 |
| Total loans | 224,945,000 | 263,718,000 | 276,574,000 | 278,836,000 |
| Allowance for loan losses | 2,126,000 | 2,156,000 | 2,244,000 | 2,551,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,815,000 | 17,947,000 | 18,652,000 | 18,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,590,000 | 279,288,000 | 295,819,000 | 305,712,000 |
| Interest-bearing deposits | 225,435,000 | 237,696,000 | 251,709,000 | 252,864,000 |
| Noninterest-bearing deposits | 39,155,000 | 41,592,000 | 44,110,000 | 52,848,000 |
| Equity capital | 34,590,000 | 36,618,000 | 38,940,000 | 40,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,478,000 | 11,581,000 | 18,125,000 | 24,516,000 |
| Interest expense | 1,728,000 | 3,687,000 | 5,932,000 | 8,212,000 |
| Net interest income | 3,750,000 | 7,894,000 | 12,193,000 | 16,304,000 |
| Noninterest income | 446,000 | 949,000 | 1,735,000 | 2,217,000 |
| Noninterest expense | 2,417,000 | 4,938,000 | 7,550,000 | 10,032,000 |
| Provision for loan losses | 95,000 | 193,000 | 342,000 | 596,000 |
| Pretax income | 1,684,000 | 3,712,000 | 6,036,000 | 7,893,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,684,000 | 3,712,000 | 6,036,000 | 7,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,915,000 | 34,957,000 | 37,293,000 | 38,684,000 |