Call reports 2023
COMMERCIAL CAPITAL BANK — 2023
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 254,733,000 | 276,886,000 | 285,646,000 | 283,602,000 |
| Total loans | 184,635,000 | 209,949,000 | 216,756,000 | 200,252,000 |
| Allowance for loan losses | 1,870,000 | 1,972,000 | 2,011,000 | 2,035,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,470,000 | 17,378,000 | 17,527,000 | 17,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,796,000 | 233,071,000 | 239,256,000 | 248,881,000 |
| Interest-bearing deposits | 185,481,000 | 193,004,000 | 196,198,000 | 203,172,000 |
| Noninterest-bearing deposits | 39,315,000 | 40,067,000 | 43,058,000 | 45,709,000 |
| Equity capital | 28,815,000 | 29,759,000 | 34,691,000 | 32,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,289,000 | 9,175,000 | 14,287,000 | 19,443,000 |
| Interest expense | 975,000 | 2,185,000 | 3,599,000 | 5,185,000 |
| Net interest income | 3,314,000 | 6,990,000 | 10,688,000 | 14,258,000 |
| Noninterest income | 431,000 | 845,000 | 5,320,000 | 5,773,000 |
| Noninterest expense | 2,078,000 | 4,176,000 | 6,855,000 | 9,108,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 337,000 |
| Pretax income | 1,577,000 | 3,479,000 | 8,883,000 | 10,586,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,577,000 | 3,479,000 | 8,883,000 | 10,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,085,000 | 28,043,000 | 32,988,000 | 31,216,000 |