Call reports 2022
COMMERCIAL CAPITAL BANK — 2022
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 258,019,000 | 259,822,000 | 264,095,000 | 263,221,000 |
| Total loans | 155,249,000 | 185,760,000 | 194,149,000 | 176,076,000 |
| Allowance for loan losses | 1,669,000 | 1,763,000 | 1,858,000 | 1,781,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,996,000 | 12,690,000 | 14,418,000 | 17,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,980,000 | 229,891,000 | 221,749,000 | 233,156,000 |
| Interest-bearing deposits | 187,188,000 | 183,055,000 | 179,733,000 | 185,463,000 |
| Noninterest-bearing deposits | 42,792,000 | 46,836,000 | 42,016,000 | 47,693,000 |
| Equity capital | 27,317,000 | 29,021,000 | 29,062,000 | 27,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,726,000 | 5,904,000 | 9,530,000 | 13,516,000 |
| Interest expense | 338,000 | 667,000 | 1,038,000 | 1,696,000 |
| Net interest income | 2,388,000 | 5,237,000 | 8,492,000 | 11,820,000 |
| Noninterest income | 428,000 | 1,031,000 | 1,488,000 | 1,864,000 |
| Noninterest expense | 1,652,000 | 3,310,000 | 5,097,000 | 7,198,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 270,000 |
| Pretax income | 1,074,000 | 2,778,000 | 4,613,000 | 6,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,074,000 | 2,778,000 | 4,613,000 | 6,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,964,000 | 27,250,000 | 27,304,000 | 25,493,000 |