Call reports 2021
COMMERCIAL CAPITAL BANK — 2021
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 234,599,000 | 238,580,000 | 246,468,000 | 256,404,000 |
| Total loans | 143,807,000 | 165,597,000 | 160,025,000 | 142,681,000 |
| Allowance for loan losses | 1,523,000 | 1,576,000 | 1,625,000 | 1,597,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,087,000 | 9,439,000 | 9,282,000 | 9,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,285,000 | 209,702,000 | 216,026,000 | 229,608,000 |
| Interest-bearing deposits | 169,655,000 | 175,347,000 | 172,188,000 | 188,101,000 |
| Noninterest-bearing deposits | 37,630,000 | 34,355,000 | 43,838,000 | 41,507,000 |
| Equity capital | 26,318,000 | 27,540,000 | 29,037,000 | 26,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,650,000 | 5,611,000 | 8,623,000 | 11,426,000 |
| Interest expense | 475,000 | 935,000 | 1,371,000 | 1,787,000 |
| Net interest income | 2,175,000 | 4,676,000 | 7,252,000 | 9,639,000 |
| Noninterest income | 300,000 | 611,000 | 2,781,000 | 3,150,000 |
| Noninterest expense | 1,536,000 | 3,048,000 | 4,705,000 | 6,382,000 |
| Provision for loan losses | 75,000 | 151,000 | 1,744,000 | 1,753,000 |
| Pretax income | 864,000 | 2,088,000 | 3,584,000 | 4,654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 864,000 | 2,088,000 | 3,584,000 | 4,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,318,000 | 27,540,000 | 29,037,000 | 24,444,000 |