Call reports 2020
COMMERCIAL CAPITAL BANK — 2020
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 173,981,000 | 227,452,000 | 232,919,000 | 233,568,000 |
| Total loans | 109,159,000 | 157,051,000 | 157,429,000 | 137,727,000 |
| Allowance for loan losses | 1,554,000 | 1,742,000 | 1,743,000 | 1,719,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,681,000 | 9,866,000 | 9,233,000 | 6,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,958,000 | 198,359,000 | 205,553,000 | 207,482,000 |
| Interest-bearing deposits | 136,213,000 | 163,950,000 | 171,172,000 | 169,238,000 |
| Noninterest-bearing deposits | 18,745,000 | 34,409,000 | 34,381,000 | 38,244,000 |
| Equity capital | 18,390,000 | 25,008,000 | 26,053,000 | 25,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,265,000 | 5,186,000 | 8,005,000 | 10,380,000 |
| Interest expense | 685,000 | 1,394,000 | 1,850,000 | 2,299,000 |
| Net interest income | 1,580,000 | 3,792,000 | 6,155,000 | 8,081,000 |
| Noninterest income | 241,000 | 609,000 | 883,000 | 1,384,000 |
| Noninterest expense | 1,179,000 | 2,770,000 | 4,288,000 | 5,795,000 |
| Provision for loan losses | 85,000 | 75,000 | 245,000 | 256,000 |
| Pretax income | 557,000 | 1,556,000 | 2,505,000 | 3,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 557,000 | 1,556,000 | 2,505,000 | 3,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,390,000 | 25,008,000 | 26,053,000 | 25,453,000 |
| Total capital | 19,915,000 | 26,750,000 | — | — |
| Risk-weighted assets | 121,995,000 | 182,661,000 | — | — |