Call reports 2019
COMMERCIAL CAPITAL BANK — 2019
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 152,581,000 | 163,623,000 | 173,968,000 | 167,203,000 |
| Total loans | 116,685,000 | 131,510,000 | 129,638,000 | 114,662,000 |
| Allowance for loan losses | 1,320,000 | 1,338,000 | 1,412,000 | 1,487,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,001,000 | 7,000,000 | 6,748,000 | 6,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,888,000 | 138,479,000 | 140,638,000 | 146,696,000 |
| Interest-bearing deposits | 107,705,000 | 121,770,000 | 122,917,000 | 126,112,000 |
| Noninterest-bearing deposits | 20,183,000 | 16,709,000 | 17,721,000 | 20,584,000 |
| Equity capital | 20,141,000 | 21,144,000 | 21,925,000 | 19,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,264,000 | 4,665,000 | 7,098,000 | 9,334,000 |
| Interest expense | 495,000 | 1,093,000 | 1,787,000 | 2,468,000 |
| Net interest income | 1,769,000 | 3,572,000 | 5,311,000 | 6,866,000 |
| Noninterest income | 182,000 | 622,000 | 865,000 | 1,123,000 |
| Noninterest expense | 1,243,000 | 2,389,000 | 3,498,000 | 4,620,000 |
| Provision for loan losses | 80,000 | 174,000 | 267,000 | 347,000 |
| Pretax income | 628,000 | 1,631,000 | 2,411,000 | 3,022,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 628,000 | 1,631,000 | 2,411,000 | 3,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,141,000 | 21,144,000 | 21,925,000 | 19,933,000 |
| Total capital | 21,461,000 | 22,482,000 | 23,337,000 | 21,420,000 |
| Risk-weighted assets | 121,789,000 | 137,801,000 | 136,541,000 | 136,612,000 |