Call reports 2018
COMMERCIAL CAPITAL BANK — 2018
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 162,970,000 | 164,851,000 | 169,970,000 | 145,523,000 |
| Total loans | 125,726,000 | 132,892,000 | 133,277,000 | 114,164,000 |
| Allowance for loan losses | 1,176,000 | 1,364,000 | 1,437,000 | 1,497,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,007,000 | 7,006,000 | 7,005,000 | 7,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,144,000 | 124,805,000 | 123,310,000 | 124,071,000 |
| Interest-bearing deposits | 101,243,000 | 104,968,000 | 103,074,000 | 104,856,000 |
| Noninterest-bearing deposits | 19,901,000 | 19,837,000 | 20,236,000 | 19,215,000 |
| Equity capital | 17,356,000 | 20,456,000 | 21,885,000 | 19,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,172,000 | 4,469,000 | 6,852,000 | 9,189,000 |
| Interest expense | 308,000 | 722,000 | 1,224,000 | 1,753,000 |
| Net interest income | 1,864,000 | 3,747,000 | 5,628,000 | 7,436,000 |
| Noninterest income | 215,000 | 439,000 | 903,000 | 1,169,000 |
| Noninterest expense | 1,207,000 | 2,308,000 | 3,423,000 | 4,672,000 |
| Provision for loan losses | 85,000 | 584,000 | 671,000 | 750,000 |
| Pretax income | 787,000 | 1,294,000 | 2,437,000 | 3,183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 787,000 | 1,294,000 | 2,437,000 | 3,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,356,000 | 20,456,000 | 21,885,000 | 19,693,000 |
| Total capital | 18,532,000 | 21,820,000 | 23,322,000 | 21,038,000 |
| Risk-weighted assets | 131,324,000 | 118,761,000 | 116,929,000 | 107,458,000 |