Call reports 2017
COMMERCIAL CAPITAL BANK — 2017
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 116,985,000 | 138,448,000 | 160,929,000 | 141,543,000 |
| Total loans | 97,968,000 | 122,178,000 | 134,195,000 | 123,554,000 |
| Allowance for loan losses | 949,000 | 1,022,000 | 1,225,000 | 1,101,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,014,000 | 7,012,000 | 7,011,000 | 7,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,767,000 | 113,321,000 | 120,087,000 | 115,737,000 |
| Interest-bearing deposits | 78,987,000 | 93,156,000 | 100,451,000 | 96,803,000 |
| Noninterest-bearing deposits | 19,780,000 | 20,165,000 | 19,636,000 | 18,934,000 |
| Equity capital | 14,012,000 | 14,786,000 | 17,997,000 | 16,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,500,000 | 5,718,000 | 7,832,000 |
| Interest expense | 164,000 | 403,000 | 753,000 | 1,103,000 |
| Net interest income | 1,382,000 | 3,097,000 | 4,965,000 | 6,729,000 |
| Noninterest income | 918,000 | 1,122,000 | 1,344,000 | 1,748,000 |
| Noninterest expense | 978,000 | 2,012,000 | 3,007,000 | 4,103,000 |
| Provision for loan losses | 679,000 | 762,000 | 976,000 | 1,164,000 |
| Pretax income | 643,000 | 1,445,000 | 2,326,000 | 3,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 643,000 | 1,445,000 | 2,326,000 | 3,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,012,000 | 14,786,000 | 17,997,000 | 16,616,000 |
| Total capital | 14,961,000 | 15,808,000 | 19,222,000 | 17,717,000 |
| Risk-weighted assets | 105,572,000 | 121,413,000 | 126,341,000 | 125,074,000 |