Call reports 2016
COMMERCIAL CAPITAL BANK — 2016
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 85,501,000 | 98,476,000 | 109,396,000 | 97,666,000 |
| Total loans | 62,607,000 | 83,639,000 | 89,790,000 | 79,857,000 |
| Allowance for loan losses | 644,000 | 778,000 | 777,000 | 773,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,022,000 | 6,792,000 | 7,019,000 | 7,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,397,000 | 81,198,000 | 82,507,000 | 86,601,000 |
| Interest-bearing deposits | 58,360,000 | 64,467,000 | 64,503,000 | 67,474,000 |
| Noninterest-bearing deposits | 17,037,000 | 16,731,000 | 18,004,000 | 19,127,000 |
| Equity capital | 9,971,000 | 11,549,000 | 12,221,000 | 10,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,500,000 | 3,978,000 | 5,337,000 |
| Interest expense | 97,000 | 208,000 | 348,000 | 482,000 |
| Net interest income | 1,006,000 | 2,292,000 | 3,630,000 | 4,855,000 |
| Noninterest income | 375,000 | 515,000 | 671,000 | 830,000 |
| Noninterest expense | 839,000 | 1,624,000 | 2,438,000 | 3,529,000 |
| Provision for loan losses | 430,000 | 578,000 | 586,000 | 589,000 |
| Pretax income | 112,000 | 605,000 | 1,277,000 | 1,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 605,000 | 1,277,000 | 1,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,971,000 | 11,549,000 | 12,221,000 | 10,979,000 |
| Total capital | 10,615,000 | 12,327,000 | 12,998,000 | 11,752,000 |
| Risk-weighted assets | 63,575,000 | 79,465,000 | 85,304,000 | 75,561,000 |