Call reports 2015
COMMERCIAL CAPITAL BANK — 2015
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,602,000 | 73,695,000 | 78,906,000 | 79,985,000 |
| Total loans | 46,520,000 | 59,771,000 | 59,650,000 | 53,525,000 |
| Allowance for loan losses | 657,000 | 686,000 | 719,000 | 749,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,839,000 | 6,336,000 | 6,819,000 | 6,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,143,000 | 63,739,000 | 66,443,000 | 70,058,000 |
| Interest-bearing deposits | 51,056,000 | 52,709,000 | 53,868,000 | 55,241,000 |
| Noninterest-bearing deposits | 11,087,000 | 11,030,000 | 12,575,000 | 14,817,000 |
| Equity capital | 9,326,000 | 9,740,000 | 10,178,000 | 9,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,907,000 | 2,972,000 | 3,980,000 |
| Interest expense | 85,000 | 172,000 | 264,000 | 358,000 |
| Net interest income | 802,000 | 1,735,000 | 2,708,000 | 3,622,000 |
| Noninterest income | 142,000 | 269,000 | 391,000 | 1,212,000 |
| Noninterest expense | 685,000 | 1,299,000 | 1,921,000 | 2,736,000 |
| Provision for loan losses | 30,000 | 62,000 | 98,000 | 135,000 |
| Pretax income | 229,000 | 643,000 | 1,080,000 | 1,963,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 643,000 | 1,080,000 | 1,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,326,000 | 9,740,000 | 10,178,000 | 9,858,000 |
| Total capital | 9,980,000 | 10,426,000 | 10,897,000 | 10,546,000 |
| Risk-weighted assets | 52,396,000 | 62,733,000 | 67,882,000 | 55,024,000 |