Call reports 2014
COMMERCIAL CAPITAL BANK — 2014
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,467,000 | 72,895,000 | 80,604,000 | 71,742,000 |
| Total loans | 41,982,000 | 58,514,000 | 53,806,000 | 41,940,000 |
| Allowance for loan losses | 576,000 | 590,000 | 615,000 | 627,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,671,000 | 7,528,000 | 7,029,000 | 6,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,549,000 | 60,026,000 | 64,206,000 | 62,517,000 |
| Interest-bearing deposits | 51,464,000 | 50,449,000 | 51,761,000 | 50,627,000 |
| Noninterest-bearing deposits | 10,085,000 | 9,577,000 | 12,445,000 | 11,890,000 |
| Equity capital | 8,799,000 | 9,166,000 | 9,629,000 | 9,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,781,000 | 2,842,000 | 3,686,000 |
| Interest expense | 87,000 | 175,000 | 267,000 | 355,000 |
| Net interest income | 701,000 | 1,606,000 | 2,575,000 | 3,331,000 |
| Noninterest income | 406,000 | 500,000 | 605,000 | 1,073,000 |
| Noninterest expense | 627,000 | 1,200,000 | 1,776,000 | 2,468,000 |
| Provision for loan losses | 30,000 | 64,000 | 99,000 | 123,000 |
| Pretax income | 450,000 | 842,000 | 1,305,000 | 1,813,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 842,000 | 1,305,000 | 1,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,799,000 | 9,166,000 | 9,629,000 | 9,117,000 |
| Total capital | 9,375,000 | 9,756,000 | 10,244,000 | 9,726,000 |
| Risk-weighted assets | 53,065,000 | 57,741,000 | 53,253,000 | 48,689,000 |