Call reports 2012
COMMERCIAL CAPITAL BANK — 2012
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,555,000 | 53,648,000 | 56,947,000 | 57,291,000 |
| Total loans | 30,599,000 | 39,056,000 | 30,264,000 | 30,288,000 |
| Allowance for loan losses | 381,000 | 381,000 | 420,000 | 450,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,233,000 | 6,985,000 | 7,423,000 | 7,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,125,000 | 47,788,000 | 50,778,000 | 51,654,000 |
| Interest-bearing deposits | 38,378,000 | 40,271,000 | 40,881,000 | 42,033,000 |
| Noninterest-bearing deposits | 8,747,000 | 7,517,000 | 9,897,000 | 9,621,000 |
| Equity capital | 5,325,000 | 5,709,000 | 5,971,000 | 5,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,466,000 | 2,173,000 | 2,749,000 |
| Interest expense | 86,000 | 176,000 | 265,000 | 354,000 |
| Net interest income | 586,000 | 1,290,000 | 1,908,000 | 2,395,000 |
| Noninterest income | 77,000 | 158,000 | 246,000 | 328,000 |
| Noninterest expense | 410,000 | 810,000 | 1,213,000 | 1,602,000 |
| Provision for loan losses | 0 | 1,000 | 42,000 | 74,000 |
| Pretax income | 253,000 | 637,000 | 899,000 | 1,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 637,000 | 899,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,325,000 | 5,709,000 | 5,971,000 | 5,577,000 |
| Total capital | 5,706,000 | 6,090,000 | 6,355,000 | 6,010,000 |
| Risk-weighted assets | 33,038,000 | 33,613,000 | 30,662,000 | 34,598,000 |