Call reports 2011
COMMERCIAL CAPITAL BANK — 2011
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 41,546,000 | 43,790,000 | 49,803,000 | 49,527,000 |
| Total loans | 24,591,000 | 34,394,000 | 27,895,000 | 25,594,000 |
| Allowance for loan losses | 514,000 | 505,000 | 505,000 | 381,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,980,000 | 5,980,000 | 5,989,000 | 6,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,636,000 | 38,486,000 | 41,879,000 | 44,399,000 |
| Interest-bearing deposits | 29,602,000 | 31,797,000 | 33,754,000 | 36,662,000 |
| Noninterest-bearing deposits | 7,034,000 | 6,689,000 | 8,125,000 | 7,737,000 |
| Equity capital | 4,820,000 | 5,159,000 | 5,472,000 | 5,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,223,000 | 1,874,000 | 2,390,000 |
| Interest expense | 69,000 | 141,000 | 220,000 | 305,000 |
| Net interest income | 496,000 | 1,082,000 | 1,654,000 | 2,085,000 |
| Noninterest income | 64,000 | 162,000 | 256,000 | 332,000 |
| Noninterest expense | 353,000 | 698,000 | 1,047,000 | 1,440,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 4,000 |
| Pretax income | 207,000 | 546,000 | 859,000 | 973,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 546,000 | 859,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,820,000 | 5,159,000 | 5,472,000 | 5,072,000 |
| Total capital | 5,169,000 | 5,526,000 | 5,818,000 | 5,410,000 |
| Risk-weighted assets | 27,808,000 | 29,229,000 | 27,566,000 | 27,008,000 |