Call reports 2010
COMMERCIAL CAPITAL BANK — 2010
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,048,000 | 40,272,000 | 41,433,000 | 40,312,000 |
| Total loans | 21,723,000 | 31,861,000 | 28,709,000 | 24,173,000 |
| Allowance for loan losses | 487,000 | 522,000 | 510,000 | 514,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,993,000 | 4,049,000 | 4,991,000 | 6,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,622,000 | 35,506,000 | 34,826,000 | 35,642,000 |
| Interest-bearing deposits | 26,233,000 | 26,958,000 | 26,715,000 | 28,159,000 |
| Noninterest-bearing deposits | 7,389,000 | 8,548,000 | 8,110,000 | 7,483,000 |
| Equity capital | 4,334,000 | 4,617,000 | 4,899,000 | 4,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,143,000 | 1,781,000 | 2,281,000 |
| Interest expense | 77,000 | 150,000 | 222,000 | 289,000 |
| Net interest income | 420,000 | 993,000 | 1,559,000 | 1,992,000 |
| Noninterest income | 67,000 | 154,000 | 225,000 | 302,000 |
| Noninterest expense | 327,000 | 669,000 | 1,004,000 | 1,319,000 |
| Provision for loan losses | 15,000 | 50,000 | 70,000 | 70,000 |
| Pretax income | 145,000 | 428,000 | 710,000 | 905,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 428,000 | 710,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,334,000 | 4,617,000 | 4,899,000 | 4,613,000 |
| Total capital | 4,645,000 | 4,953,000 | 5,195,000 | 4,896,000 |
| Risk-weighted assets | 24,724,000 | 26,732,000 | 23,509,000 | 22,404,000 |