Call reports 2009
COMMERCIAL CAPITAL BANK — 2009
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,494,000 | 35,515,000 | 36,377,000 | 36,556,000 |
| Total loans | 21,660,000 | 27,239,000 | 24,885,000 | 19,218,000 |
| Allowance for loan losses | 420,000 | 442,000 | 443,000 | 473,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,339,000 | 3,491,000 | 3,992,000 | 3,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,955,000 | 30,422,000 | 31,612,000 | 32,277,000 |
| Interest-bearing deposits | 25,531,000 | 24,578,000 | 25,134,000 | 25,742,000 |
| Noninterest-bearing deposits | 6,424,000 | 5,844,000 | 6,478,000 | 6,535,000 |
| Equity capital | 4,183,000 | 4,397,000 | 4,571,000 | 4,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,167,000 | 1,717,000 | 2,155,000 |
| Interest expense | 134,000 | 246,000 | 349,000 | 443,000 |
| Net interest income | 445,000 | 921,000 | 1,368,000 | 1,712,000 |
| Noninterest income | 65,000 | 166,000 | 242,000 | 317,000 |
| Noninterest expense | 328,000 | 658,000 | 974,000 | 1,288,000 |
| Provision for loan losses | 30,000 | 62,000 | 96,000 | 127,000 |
| Pretax income | 152,000 | 367,000 | 540,000 | 614,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 367,000 | 540,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,183,000 | 4,397,000 | 4,571,000 | 4,214,000 |
| Total capital | 4,483,000 | 4,659,000 | 4,842,000 | 4,465,000 |
| Risk-weighted assets | 23,843,000 | 22,937,000 | 21,529,000 | 19,888,000 |