Call reports 2007
COMMERCIAL CAPITAL BANK — 2007
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,452,000 | 31,464,000 | 32,624,000 | 33,030,000 |
| Total loans | 17,087,000 | 24,513,000 | 22,411,000 | 17,985,000 |
| Allowance for loan losses | 327,000 | 327,000 | 328,000 | 328,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,523,000 | 4,274,000 | 4,275,000 | 4,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,740,000 | 25,793,000 | 28,197,000 | 28,993,000 |
| Interest-bearing deposits | 20,121,000 | 20,853,000 | 22,649,000 | 23,803,000 |
| Noninterest-bearing deposits | 5,618,000 | 4,940,000 | 5,548,000 | 5,190,000 |
| Equity capital | 3,591,000 | 3,924,000 | 4,181,000 | 3,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,353,000 | 2,080,000 | 2,709,000 |
| Interest expense | 192,000 | 410,000 | 660,000 | 899,000 |
| Net interest income | 383,000 | 943,000 | 1,420,000 | 1,810,000 |
| Noninterest income | 49,000 | 112,000 | 176,000 | 240,000 |
| Noninterest expense | 300,000 | 589,000 | 873,000 | 1,153,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 466,000 | 723,000 | 897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 466,000 | 723,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,591,000 | 3,924,000 | 4,181,000 | 3,925,000 |
| Total capital | 3,817,000 | 4,164,000 | 4,365,000 | 4,135,000 |
| Risk-weighted assets | 17,996,000 | 19,070,000 | 17,752,000 | 16,661,000 |