Call reports 2002
COMMERCIAL CAPITAL BANK — 2002
What COMMERCIAL CAPITAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,941,000 | 23,691,000 | 24,631,000 | 22,023,000 |
| Total loans | 11,001,000 | 15,497,000 | 15,767,000 | 12,062,000 |
| Allowance for loan losses | 133,000 | 133,000 | 211,000 | 210,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,452,000 | 2,252,000 | 1,802,000 | 3,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,600,000 | 21,302,000 | 22,065,000 | 19,408,000 |
| Interest-bearing deposits | 15,800,000 | 17,446,000 | 17,613,000 | 15,007,000 |
| Noninterest-bearing deposits | 3,800,000 | 3,856,000 | 4,452,000 | 4,401,000 |
| Equity capital | 2,217,000 | 2,276,000 | 2,336,000 | 2,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 674,000 | 1,103,000 | 1,437,000 |
| Interest expense | 132,000 | 236,000 | 341,000 | 440,000 |
| Net interest income | 166,000 | 438,000 | 762,000 | 997,000 |
| Noninterest income | 19,000 | 45,000 | 75,000 | 108,000 |
| Noninterest expense | 202,000 | 399,000 | 604,000 | 927,000 |
| Provision for loan losses | 0 | 15,000 | 79,000 | 96,000 |
| Pretax income | -17,000 | 69,000 | 155,000 | 85,000 |
| Income tax | 0 | 27,000 | 54,000 | 0 |
| Net income | -17,000 | 42,000 | 101,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,217,000 | 2,276,000 | 2,336,000 | 2,319,000 |
| Total capital | 2,350,000 | 2,409,000 | 2,528,000 | 2,500,000 |
| Risk-weighted assets | 14,015,000 | 15,279,000 | 15,336,000 | 14,420,000 |